How do I get my Equifax credit score?
Short answer
Your Equifax credit score is free with a myEquifax account. Sign up, then choose "Get my free credit score" to join Equifax Core Credit, which shows a daily VantageScore 3.0 based on Equifax data. The sign-up form takes an SSN or ITIN. A credit report, such as the free one from AnnualCreditReport.com, doesn't include a score.
By Alex Thomas · Founder of ITIN Club
Updated
Report and score are not the same
Equifax says scores are calculated from the information in your credit reports but aren't part of the reports. That's why a free report comes without a number.
| Question | Credit report | Credit score |
|---|---|---|
| What it is | Your accounts, balances, payments and inquiries | A number that estimates how likely you are to pay on time |
| Free from | AnnualCreditReport.com once a week, or six Equifax reports a year with myEquifax | Equifax Core Credit, your card or bank, or a free score site |
| How many | One per bureau | Many, because there are many scoring models |
Get your free Equifax score
- 1
Create a myEquifax account
The sign-up form asks for your name, date of birth, "SSN or ITIN", mobile number and current address.
- 2
Choose Get my free credit score
That enrolls you in Equifax Core Credit. No credit card is required.
- 3
Check it as often as you like
You get a daily VantageScore 3.0 and a daily Equifax credit report. Checking your own score doesn't affect it.
Other places to find a score
Many card issuers and banks show a score on your statement or in online banking. You can also buy scores from a bureau or from FICO. Stuck at sign-up? Call Equifax at 888-378-4329.
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