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Credit card transfer partners

Bank points can turn into airline miles and hotel points. Most partners transfer 1:1, but some give less, or more. Pick a bank and see what your points become.

Reviewed by Alex Thomas · Updated Nov 5, 2026

Chase Ultimate Rewards transfers to 14 partners. 60,000 points become 60,000 at the best ratio, 1:1.

ProgramRatioYou getAlso from

Aer Lingus AerClub

1:160,000Amex 1:1

Air Canada Aeroplan

1:160,000Amex 1:1, Capital One 1:1

Air France-KLM Flying Blue

1:160,000Amex 1:1, Capital One 1:1, Citi 1:1

British Airways Club

1:160,000Amex 1:1, Capital One 1:1

Iberia Club

1:160,000Amex 1:1

IHG One Rewards

1:160,000—

JetBlue TrueBlue

1:160,000Amex 5:4, Capital One 5:3, Citi 1:1

Marriott Bonvoy

1:160,000Amex 1:1

Singapore Airlines KrisFlyer

1:160,000Amex 1:1, Capital One 1:1, Citi 1:1

Southwest Rapid Rewards

1:160,000—

United MileagePlus

1:160,000—

Virgin Atlantic Flying Club

1:160,000Amex 1:1

World of Hyatt

1:1 with Sapphire Reserve; 4:3 with Sapphire Preferred and Ink Business Preferred.

1:160,000—

Wyndham Rewards

1:160,000Capital One 1:1

Standard ratios before temporary bonuses, checked November 5, 2026. Transfers are final and can take up to a few days, so check award space first.

Ask members who've been there

Questions

Who are Chase's transfer partners?
Ten airlines (including United, Southwest, Air Canada Aeroplan and Flying Blue) and four hotels (Hyatt, Marriott, IHG and Wyndham), mostly at 1:1.
Can I transfer points back after moving them?
No. Transfers to airlines and hotels are final, so confirm the award you want is available before you move points.
Which card points are the most flexible?
Amex, Capital One and Citi each reach close to 20 programs, and Chase has 14. The best fit is the bank that reaches the airline or hotel you actually use.

Other tools

Sources

  1. Chase — How to transfer Ultimate Rewards pointschase.com
  2. Citi ThankYou — Points transferthankyou.com
  3. The Points Guy — Amex Membership Rewards partnersthepointsguy.com
  4. NerdWallet — Capital One transfer partnersnerdwallet.com

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